There are a lot of benefits to financing your RV. Depending on your credit score, lower payments are only one advantage. When you finance your RV instead of liquidating your assets or paying cash you maintain personal financial flexibility, critical for many of us who like to travel and want the financial freedom to do so. If you’re a full-timer your RV may qualify as a home or a second home if you rent your permanent home or condo.
Check with your tax advisor to see works best for your situation. But consider these benefits when you do. Not all these benefits apply to everyone, but there many that will impact you and your decision, so take your time and explore all your options.